Comprehensive / All Risk

This insurance covers any loss or damage to your vehicle caused by accident, collision, overturning, skidding, or theft, including extended coverage for flood, earthquake, riot, terrorism, and third-party liability.
Total Loss Only (TLO)

Covers total loss or damage to the vehicle when the repair cost equals or exceeds 75% of its actual value, or loss by theft not recovered within 60 days.
Comprehensive / All RiskThis insurance covers any loss or damage to your vehicle caused by accident, collision, overturning, skidding, or theft, including extended coverage for flood, earthquake, riot, terrorism, and third-party liability.
Total Loss Only (TLO)Covers total loss or damage to the vehicle when the repair cost equals or exceeds 75% of its actual value, or loss by theft not recovered within 60 days.
Stricken, impact, overturning and skidding
Fire
Malicious act
Loss or damage during ferry crossing